Insurance Dispute Cases We Have Handled
Insurance Dispute Attorney Serving Dallas and North Texas
When you buy insurance, you are selecting certain benefits based on the insurance company's promise to provide these benefits when you are faced with dire situations, such as expensive surgery, losing a job, having property stolen from you, or losing your home to a fire or other disaster.
At Polewski & Associates, our insurance dispute attorneys have years of experience helping clients from the Dallas area receive the insurance benefits they are due. We work tirelessly and aggressively to fight for the coverage your insurance company is refusing to provide.
The following is a list of the types of cases we have handled in the past. Our Dallas insurance dispute lawyers have the experience necessary to represent a diverse range of insurance dispute cases.
Insurance Dispute Cases
- After paying fire insurance premiums for years, a family's insurance company refuses to pay for any lost property after the family's house burns down. In these cases, insurance companies often delay paying claims for years, and insist on evidence that may be impossible to recover, such as a receipt for a pair of shoes bought years ago.
- After paying disability insurance premiums for more than a decade, a doctor is seriously injured but his insurance company refuses to pay. Because of his injury, the doctor is no longer able to practice medicine. The insurance company says the doctor is not actually disabled because he is able to hold a job as a cashier at 7-Eleven®. This type of case is unfortunately quite common, and many disability insurance companies are being sued for taking premiums without any intention of paying claims.
- A homeowner's insurance company refuses to pay for damage caused by leaky plumbing, telling the homeowner that the damage was actually caused by trees and a pool deck, both of which were not on the property when the leaking and damage started. Homeowner's insurance companies often refuse to pay for water damage, claiming that the circumstances that led to the damage are not something the company has to pay for.
- A property insurance company promises to pay for damage caused by foundation problems. Once the company receives the bills, the company gives the file to another adjuster who claims there is no coverage for the damage under the policy. Insurance companies often play good cop, bad cop with consumers, sometimes promising to pay a certain amount and then actually paying a "final offer" that is only a small percentage of what was promised.
- An auto insurance company refuses to pay for injuries caused by the driver they cover. Police and witnesses have deemed the driver to be at-fault in causing the accident. The innocent driver who was injured is now left facing steep medical expenses. In Texas, there are several car insurance companies known for making unfair offers or providing no compensation at all unless they are sued.
- A grandmother was rear-ended and suffered injuries requiring hospitalization. The other driver's insurance company offered to cover only a tenth of her medical bills. At Polewski & Associates, our attorneys sued and recovered a judgment greatly exceeding the other driver's insurance policy limits.
- A health insurance company refuses to pay for a necessary, life-saving surgery, delaying payment until the policy holder's condition leads to death.
- All of a homeowner's property is stolen and his home is vandalized by the thieves, but the homeowners insurance company refuses to pay for anything. Our lawyers sued the insurance company and recovered compensation for the homeowner.
- A business owner is forced to pay out-of-pocket to settle a business liability case because his business insurance company refused to pay the cost of settling the case. The owner had to sue his own insurance company, the very people who were supposed to protect him against personal liability.
- After a mother of three is hit by an uninsured driver, her back is broken in three places. Her insurance company makes an unfair and inadequate offer and delays payment for more than a year. In Texas, uninsured motorist cases have become increasingly common since a decision by the Texas Supreme Court eliminated any risk to insurance companies for delaying payment.
Cases like these demonstrate the talent and experience of our attorneys in aggressively pursuing full benefits for clients with insurance disputes.
If your insurance company is refusing to provide you with adequate payment for your claim in Dallas or North Texas, please contact the skilled Dallas insurance dispute lawyers at Polewski Law, P.C., to schedule a complimentary initial consultation.
